No matter how new, fresh and “ahead of the curve” your smartphone may be, it is not immune to the preinstalled “breakability” add-on all phones come with. Unfortunately it’s a permanent feature, and it’ll make your phone prone to spills, cracks, slips, trips, and the overall mis-care package that is human error. Chances are your smartphone came with a factory phone warranty or some guarantee from your service provider to remedy this, but these run out quickly and are usually costly to extend. No one wants a $700 gadget to be left unprotected. But if you don’t want to break the bank, you’re in luck because third-party warranties, warranties not from the phone manufacturer or your service provider, exist.

The only problem is that there are a lot of them out there so you’ll have to do some research. Here are some great options for your third-party phone warranty to save you time and headaches. Enjoy.

Protect Your Bubble

Protect Your Bubble offers three categories of phone insurance: iPhone insurance, Smartphone insurance, and Android phone insurance. The cost is $7.99 a month plus a deductible which varies depending on your phone. All of this buys you protection from loss or theft, cracks, spills, and any other kind of mishap you can think of. They even offer next day phone replacement, which is probably the most important thing to note here.

Square Trade

Square Trade differs from Protect Your Bubble because it allows you to pay an initial flat fee to be covered for two to three years along with the option of a monthly payment plan. Cost depends on the phone, but here’s an example: A 2-year protection plan for a new Samsung Galaxy S4 is either $99 flat or $5.99 a month, but both have a $99 deductible for every claim. Each warranty provides different care depending on what phone you have, but they all cover accidental damage and defects. If you lose your phone or it is stolen, however, then you’re out of luck so consider looking at a different company if you’re the Neville Longbottom of your group of friends.

Asurion

As with Protect Your Bubble, Asurion offers next day phone replacement, a necessity in this day and age. Your phone will be covered for loss, theft, defects, and accidental damage, such as spills and cracked screens. Your accessories, such as battery chargers and cases, are insured as well. However, you can only file two claims every 12 months with a total value of $1,500, and the cost of a plan depends on your phone and carrier so every situation is different.

These are just a few of the third-party plans and programs available out there, but they are a few that are guaranteed to keep your phone safe until the next trade in.


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